If you plan to move to Indonesia, money will be a big concern upon your arrival. Figuring out now how best to transfer money to Indonesia once you arrive will put many of your concerns to rest so that you can enjoy your new home. Consider how to handle the currency in this country, open a bank account, and make sure your money gets there safely. https://rupiah138.xn--6frz82g/
Like most countries, Indonesia has a currency that is quite different from the United States dollar. It is called the rupiah, and $1 USD equals about 9,661.84 rupiah. Clearly, dealing with money in a different amount than what you are used to in the United States might be a little challenging. That is why learning the currency, exchange rate, and how to open a bank account before you even leave this country makes sense.
One of the first aspects of moving to another country is finding a bank that you trust to hold your money. You can rest assured that most major banks in Indonesia have ATMs spread out in the country, just like most do in the United States. Major cities like Jakarta are especially known for their excellent access to ATMs. The unfortunate part is that you need to wait until you move to this nation to open an account, and you can expect to have to show your passport, a letter of reference from your job, and a copy of your KITAS card, which also require your passport and references. A few popular banks include Bank Lippo, Bank Indonesia, Bank Rakyat Indonesia, and Bank Universal. However, you may choose to bank with an institution that you are already familiar with, such as the Indonesian branches of Bank of America or Citibank, to name a few. You can then transfer your money, typically for a fee of about $30.
Another option that is popular in countries with plenty of ATMs is the prepaid debit card. You can add your U.S. dollars to your card for $5, and then have access to whatever money you place on the card once you arrive. You can withdraw from any ATM for about 14,500 rupiah, which is only about $1.50 USD. You may then put the cash into your bank, or use it to make purchases and pay bills. Of course, you can also use the card to make purchases at any retailer than accepts debit cards.
It is ultimately up to you to decide how to transfer money to Indonesia. If you enjoy using cash but do not want to take all your money across the border, you can put it on a prepaid debit card temporarily. If you like using debit cards, you can just keep the funds on the card for use anytime. It can at least hold you over until you arrive, settle in, and open your own bank account in Indonesia.